Monday, March 14, 2011

I've moved

I took the plunge.  I bought a domain!

You can now find me here!

Friday, March 11, 2011

Free Bic Lighter

FREE BIC Pocket Lighter ($4.99 Value!)



BIC is currently hosting a survey.  If you complete the survey here, you'll receive a coupon (up to $4.99 value) good towards a BIC Pocket Lighter.  

Limit one per household.

(Thanks, The Prudent Patron!)

Thursday, March 10, 2011

Ways I have messed up in the past year and what I'm doing about it...



If you have talked to me in the past year, you probably know that I was in a relationship for 5 months with someone that I barely knew. 

I met him online and was head over heels.  I realize now that I cared more about the fact that I had some that cared about me than I cared about him.  I did care about him, but I liked the idea of him more.    Make all the assumptions you want from that, it is my insecurity that caused it, and I think I have learned from the relationship as a whole.  I have no ill feelings towards him. 

Right now, I'm working on forgiving myself.  I am a very independent person.  I stand on my own two feet.  I am an honest person and I treat others with respect.  Somehow over the 5 month relationship, I let go of the person I was to try to be the person he wanted me to be. 

Pre relationship
I was a 23 year old single female with about $300 in the bank.  I was in the process of purchasing a car with the help of some assistance programs in my area.  I did what I wanted when I wanted.  I constantly challenged myself to become a better person.  Each month I would try a new challenge.  For example, after blowing $35 on lottery tickets on new years eve, I went 9 months without buying a lottery ticket.  I would see how long I could go without eating out.  I would try to make my meal costs as low as I possibly could.  My lunch never exceeded $1.  I was proud of myself and what I had achieved in life.

Relationship
Throughout the relationship, I slowly began to lose myself.  I blew the $300 I had in savings on a camper that my ex now has possession of...  (he paid half).  I stopped using coupons when grocery shopping.  I ate out almost every week sometimes 2 or 3 times in a week.  I was late paying my rent a couple of times.  I lost track of my student loans.  I stopped paying on my car loan (I haven't technically missed a payment because I'm paid up until this coming December).  I treated my family horribly.  I stopped visiting my grandparents (who live two doors down).  I began swearing.  I started drinking more.  Let's just say I was a wreck.

In November, we broke up. 

Since then, I haven't found a way to forgive myself for the things that I did.  I feel so guilty for letting a guy affect me in this way.  I have always veiwed myself as a strong and independent person who knew who she was and wasn't going to let anyone change that.  I was wrong. 

Now
I am currently in the process of saving money again.  Right now, I have $170 set aside.   I have $15 automatically deposited each week.   For those of you in the personal finance realm, that may seem like a VERY small amount.  But, I think it's better than not saving anything.  I make about $365 every two weeks.  so, That comes out to $730 each month.  I'm setting aside $60 which is 8%.  Once I am working full time, I plan to increase my amount to $25 a week.  Here's hoping...

I want this blog to be a place where people can share their thoughts.... so, I'm stealing this idea from a stealthy Ninja from Punch Debt in the Face. He includes questions after each post and I will try to do the same. 

Questions: 

Have you ever changed because of a relationship?  Are you and your significant other have the same view on personal finances?  Should love and money mix or should couples have separate finances like JD Roth? I highly recommend reading his article about the laundry payment he has to include in his budget.

Friday, March 4, 2011

March Love Drop - Katie




Last month the Love Drop Team raised over $13,000 (and 3 iPads!) to help two little boys with autism receive a service dog. They were beyond touched, and we did this in only 1 month - that's it. Everyone came together and gave a few bucks each to impact one family's life. If you were a part of it, THANK YOU!  You can check out the final video of us showing up to their house here - it's pretty cool.
This month we start all over again and rally behind Katie, a single mom out in Dallas battling not only two brain tumors so far (she's knocked out one, and currently working on the other), but who's also dealing with hydrocephalus. We're teaming up with folks at Blissdom this month to not only bring the community her way, but to make a huge dent in her medical bills.
Wanna help?  Here are 3 ways we could use you:
  1. Give $1.00 - This is the best way to help out and join our team at the same time.
  2. Join our blogger network - Blog about our Love Drops each month like I am :) It's easy, it's rewarding, and it REALLY helps spread the word (which in turn helps our families). Love Drop will give you all the content you need.
  3. Give a gift or provide a service - Gift cards are always helpful. Places like Target, Safeway, gas stations, etc would definitely help them out.
Thanks for reading!  Here's to love, baby.